Life Insurance
If you have not thought about life insurance in the past, perhaps it’s time you did. Why so? As you grow older and responsibilities tick up, you will require sound financial security. Think about the business you’ve built for years, your loved ones, and your children. The best thing is to secure them financially with life insurance in the event you pass away.
Reasons why having life insurance is important.
At Hashimi Insurance Agency Inc., serving California residents and the nearby areas, we notice that most people don’t carry life insurance until something significant happens. This shouldn’t be the case. Failure to have life insurance means you are missing out on the below benefits.
- Protecting your loved ones: If you have people who depend on your income, life insurance replaces your income when you are long gone. Your dependents’ financial liabilities will still be taken care of even in your absence.
- Leaving an inheritance: Life insurance serves as a good inheritance, especially if you don’t have other assets. You may not have millions of assets to leave to your heirs, but with life insurance, you will have something to pass on.
- Peace of mind: No one knows about tomorrow. Death can come knocking any time, any day. Life insurance protects against such uncertainties in life and provides peace of mind to you and your family.
Who needs life insurance?
Life insurance is not mandatory, but virtually everyone needs it. However, if you fall in the below categories, you need life insurance from Hashimi Insurance Agency Inc. as soon as possible.
- You have dependents
- You own a business
- You have debts
- You wish to cover your burial and other final expenses
How much life insurance do you need?
The amount of life insurance you need depends on why you need it. But you should have one that:
- Supports your family when you are gone
- It covers what your business heirs need
- Enough to clear your debts
Life insurance is the best financial tool to safeguard your loved ones and your business when you die. In case you don’t have one already, make sure to get it right away for your peace of mind. If you are in California, contact Hashimi Insurance Agency Inc. We are here to help you purchase life insurance that works for you. Visit us or call us today.
